Fees and Limits
Cashterminal Wallet | Personal Clients
Accounts
Valid from 18.09.2026
| Service Fees: | |
|---|---|
| Open account | Free of charge |
| Monthly service fee | Free of charge |
| Annual service fee | Free of charge |
| Account Funding Fees: | |
|---|---|
| Funding via consumer card Mastercard/VISA, issued in EU 1 | 0.70%, Min. 0.10 EUR |
| Funding via commercial cards and cards issued outside EU 1 | 2.80%, Min. 0.75 EUR |
| Funding via Google Pay 2 | 0.70%, Min. 0.10 EUR |
| Funding via Apple Pay | 0.70%, Min. 0.10 EUR |
| Funding via Bank transfer | Free of charge |
| Cash funding on iCard ATM 3 | |
| ≤ 100.00 EUR | Free of charge |
| > 100.00 EUR and ≤ 1000.00 EUR | 0.50 EUR |
| > 1 000.00 EUR and ≤ 10 000.00 EUR | 5.10 EUR |
| Funding via Cashterminal | Free of charge |
Такси за изпращане на средства
| Incoming transfers: | |
|---|---|
| Transfers from other accounts within the system | Free of charge |
| Transfers in EUR currency from EEA countries | Free of charge |
| Credit transfers from other banks oustside EEA and credit transfers in currencies other than EUR from other EEA banks | Free of charge |
| Outgoing transfers: | |
|---|---|
| Send money to another user | Free of charge |
| Transfers to other accounts within the system | Free of charge |
| Instant transfers in EUR currency to EEA countries (SEPA Instant transfers) 4 | 2.00 EUR |
| Transfers in EUR currency to EEA countries (SEPA Credit transfers) 5 | 2.00 EUR |
| International transfer – 'SHA' | 0.20%, Min. 10.00 EUR |
| International transfer - OUR | the charge for 'SHA' and |
| (Amount of transfer in EUR or its exchange value in foreign currency at the date of transfer) | |
| ≤ 10,000.00 EUR | + 46.00 EUR |
| > 10,000.00 EUR and ≤ 30,000.00 EUR | + 69.50 EUR |
| > 30,000.00 EUR and ≤ 50,000.00 EUR | + 91.00 EUR |
| > 50,000.00 EUR | + 112.45 EUR |
| Request for cancellation / return of a payment - pending transfer | 10.20 EUR |
| Request for cancellation / return of a payment - executed transfer SEPA & SWIFT | 76.65 EUR + any fees charged by the Correspondent Bank |
| Investigation of an executed transfer initiated by a Correspondent Bank | 25.55 EUR + any fees charged by the Correspondent Bank |
| SWIFT investigation commencing within 3 months of original transaction date 6 | 46.65 EUR + any fees charged by the Correspondent Bank |
| SEPA investigation commencing within 13 months of original transaction date 6 | 30.65 EUR + any fees charged by the Correspondent Bank |
| Other fees: | |
|---|---|
| Large account balance safekeeping monthly fee 7 | 1.00% per annum on the exceeded amount |
| E-money redemption upon closing of an account 8 | 15.30 EUR |
| SEPA Direct Debit Processing | 0.50 EUR |
| Refund of SEPA Direct Debit Payment 9 | 1.00 EUR |
| Paper statement or additional information/requests on transactions and balance 10 | 2.55 EUR |
| Fee for processing requests and providing documents to state institutions and legal authorities 11 | 10.20 EUR |
| Tax Payment | 0.25 EUR |
| Deposit to оnline аccounts related to gambling, lottery games, and other betting activities | Free of charge |
| Winnings withdrawal from оnline аccounts related to gambling, lottery games, and other betting activities | Free of charge |
| No-cooperation fee 12 | 50.00 EUR |
| Inactivity fee 13 | 25.00 EUR |
- 1. Variable fee based on the calculated percentage of the amount, but subject to a minimum flat fee
- 2. Valid only for stored and verified cards in Google Wallet.
- 3. Check iCard ATM and partners' cash desks locations here: https://icard.com/bg/cash-in
- 4. Available only if the beneficiary's bank supports SEPA Instant Credit Transfers. Usually, it is processed in less than 10 seconds.
- 5. Usually, it is processed in 1-2 business days.
- 6. For investigations commencing after 13 months of original transaction date, we will communicate the charges after receiving the information from the Correspondent Bank.
- 7. The Large account balance safekeeping monthly fee will be applied only if the total balance of your accounts exceeds €50 000 (or its equivalent of the respective currency). It is applicable only for the days in which the balance of all your accounts is above €50 000. The fee is 1.00% per annum and it will be calculated only with respect to the exceeded amount on an actual/360 day-count convention.
- 8. Variable; depends on bank transfer fees
- 9. You can request a refund of a SEPA Direct Debit debited within a period of eight weeks after the execution date and of any unauthorized transaction after eight weeks and up to thirteen months after the payment
- 10. Account statement or written confirmation for transfer or payment, stamped and signed by iCard. The documents could be sent to the registered e-mail or via courier. Additional fee for delivery via courier will be applied according to the delivery address.
- 11. It is applied once, upon receipt of the request.
- 12. In accordance of the Legal agreement for iCard Account, we may charge you with a monthly administration fee for no-cooperation until depletion of the available balance in your account.
- 13. In accordance of the Legal agreement for iCard Account, we may charge you with a monthly administrative fee for inactivity until depletion of the available balance in your account.
Cards
Cashterminal Visa Card
| Service Fees: | |
|---|---|
| Main card issuance | 3.00 EUR |
| Additional card issuance | 5.10 EUR |
| Replacing of expired card 1 | Free of charge |
| Replacing of non-expired card (loss, theft, stolen, damaged) 2 | 5.10 EUR |
| Transaction fees: | |
|---|---|
| ATM cash withdrawal in EU countries | 2.00 EUR |
| ATM cash withdrawal in non-EU countries | 1.80% + 2.00 EUR |
| ATM Balance check | 0.50 EUR |
| POS cash withdrawal 3 | 1.00% + 3.50 EUR, Min. 5.10 EUR |
| Payment on POS terminal | Free of charge |
| Internet payments | Free of charge |
| Receiving of an оriginal credit transaction 4 | |
| (Amount of the payout in EUR at the date of the payment) | |
| ≤ 250.00 EUR | 1.00 EUR |
| > 250.00 EUR and ≤ 500.00 EUR | 2.00 EUR |
| > 500.00 EUR | 5.10 EUR |
| Initiating chargeback procedure | 20.40 EUR |
- 1. If you have not used your card in the last 12 months before its expiration date, it won't be reissued automatically and for free.
- 2. Not applicable in case of replacing defect card/tag for which Issuer is responsible.
- 3. Variable fee based on the calculated percentage of the amount, but subject to a minimum flat fee. The POS Operator can charge additional fees.
- 4. Аpplied for direct payouts to your cards.
Cashterminal Virtual Card
| Service Fees: | |
|---|---|
| First virtual card issuance 1 | Free of charge |
| Additional card issuance | 1.99 EUR |
| Replacing of expired additional virtual card | 1.99 EUR |
| Monthly service fee | Free of charge |
| Transaction fees: | |
|---|---|
| Internet payments | Free of charge |
| Receiving of an оriginal credit transaction 2 | |
| (Amount of the payout in EUR at the date of the payment) | |
| ≤ 250.00 EUR | 1.00 EUR |
| > 250.00 EUR and ≤ 500.00 EUR | 2.00 EUR |
| > 500.00 EUR | 5.10 EUR |
| Initiating chargeback procedure | 20.40 EUR |
| Transactions with tokenized virtual cards 3 | |
| Payment on POS terminal | Free of charge |
| ATM cash withdrawal in EU countries | 2.00 EUR |
| ATM Cash withdrawal | 1.80% + 2.00 EUR |
| ATM Balance check | 0.50 EUR |
- 1. The two first virtual cards are free of charge and will be automatically replaced free of charge after their expiration date
- 2. Аpplied for direct payouts to your cards.
- 3. Virtual cards could be tokenized with third-party payment apps. This makes them eligible for contactless POS payments and cash withdrawals.
Limits
Standard Plan Limits (EUR)
| На ден | На седмица | На месец | На година | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Cashterminal Account | Единична сума | Сума | Брой | Сума | Брой | Сума | Брой | Сума | Брой |
| Money transfers within the system | - | 7500 | - | - | - | 20000 | - | - | - |
| Money transfers outside the system | - | 7500 | - | - | - | 20000 | - | - | - |
| Funds disbursement to card | - | 5000 | - | - | - | 10000 | - | - | - |
| Funding via Bank transfer | - | - | - | - | - | 100000 | - | - | - |
| Funding via debit/credit card without 3D Secure enabled | 200 | 200 | - | - | - | 1000 | - | 2000 | - |
| Funding via debit/credit card with 3D Secure enabled | 600 | 2500 | - | - | - | - | - | 30000 | - |
| Funding via Google Pay | 600 | 2500 | - | - | - | - | - | 30000 | - |
| Funding via Apple Pay | 600 | 2500 | - | - | - | - | - | 30000 | - |
| Cash funding | 2000 | 3000 | - | - | - | 15000 | - | - | - |
| Funding via Cashterminal | 2000 | 3000 | - | - | - | 15000 | - | - | - |
| Maximum spending including outgoing transfers, money transfers within the system and card transactions | - | - | - | - | - | 30000 | - | - | - |
| Maximum funding including inbound transfers, money transfers within the system and card transactions | - | - | - | - | - | 100000 | - | - | - |
| Deposit to оnline аccounts related to gambling, lottery games, and other betting activities | - | 3000 | 75 | - | - | 30000 | 750 | - | - |
| Winnings withdrawal from оnline аccounts related to gambling, lottery games, and other betting activities | - | 5000 | 30 | - | - | 50000 | 300 | - | - |
| Тotal amount of transactions with all issued cards | - | 15000 | - | - | - | 30000 | - | - | - |
| Total amount of cash withdrawals with all issued cards | - | 2500 | - | - | - | 7500 | - | - | - |
| Total amount of POS payments with all issued cards | - | 15000 | - | - | - | 30000 | - | - | - |
| Total amount of online payments with all issued cards | - | 15000 | - | - | - | 30000 | - | - | - |
Cashterminal Account
| Money transfers within the system | |
|---|---|
| Единична сума | - |
| На ден | - |
| Сума | 7500 |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | 20000 |
| На година | - |
| Сума | - |
| Money transfers outside the system | |
|---|---|
| Единична сума | - |
| На ден | - |
| Сума | 7500 |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | 20000 |
| На година | - |
| Сума | - |
| Funds disbursement to card | |
|---|---|
| Единична сума | - |
| На ден | - |
| Сума | 5000 |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | 10000 |
| На година | - |
| Сума | - |
| Funding via Bank transfer | |
|---|---|
| Единична сума | - |
| На ден | - |
| Сума | - |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | 100000 |
| На година | - |
| Сума | - |
| Funding via debit/credit card without 3D Secure enabled | |
|---|---|
| Единична сума | 200 |
| На ден | - |
| Сума | 200 |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | 1000 |
| На година | - |
| Сума | 2000 |
| Funding via debit/credit card with 3D Secure enabled | |
|---|---|
| Единична сума | 600 |
| На ден | - |
| Сума | 2500 |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | - |
| На година | - |
| Сума | 30000 |
| Funding via Google Pay | |
|---|---|
| Единична сума | 600 |
| На ден | - |
| Сума | 2500 |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | - |
| На година | - |
| Сума | 30000 |
| Funding via Apple Pay | |
|---|---|
| Единична сума | 600 |
| На ден | - |
| Сума | 2500 |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | - |
| На година | - |
| Сума | 30000 |
| Cash funding | |
|---|---|
| Единична сума | 2000 |
| На ден | - |
| Сума | 3000 |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | 15000 |
| На година | - |
| Сума | - |
| Funding via Cashterminal | |
|---|---|
| Единична сума | 2000 |
| На ден | - |
| Сума | 3000 |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | 15000 |
| На година | - |
| Сума | - |
| Maximum spending including outgoing transfers, money transfers within the system and card transactions | |
|---|---|
| Единична сума | - |
| На ден | - |
| Сума | - |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | 30000 |
| На година | - |
| Сума | - |
| Maximum funding including inbound transfers, money transfers within the system and card transactions | |
|---|---|
| Единична сума | - |
| На ден | - |
| Сума | - |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | 100000 |
| На година | - |
| Сума | - |
| Deposit to оnline аccounts related to gambling, lottery games, and other betting activities | |
|---|---|
| Единична сума | - |
| На ден | 75 |
| Сума | 3000 |
| На седмица | - |
| Сума | - |
| На месец | 750 |
| Сума | 30000 |
| На година | - |
| Сума | - |
| Winnings withdrawal from оnline аccounts related to gambling, lottery games, and other betting activities | |
|---|---|
| Единична сума | - |
| На ден | 30 |
| Сума | 5000 |
| На седмица | - |
| Сума | - |
| На месец | 300 |
| Сума | 50000 |
| На година | - |
| Сума | - |
| Тotal amount of transactions with all issued cards | |
|---|---|
| Единична сума | - |
| На ден | - |
| Сума | 15000 |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | 30000 |
| На година | - |
| Сума | - |
| Total amount of cash withdrawals with all issued cards | |
|---|---|
| Единична сума | - |
| На ден | - |
| Сума | 2500 |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | 7500 |
| На година | - |
| Сума | - |
| Total amount of POS payments with all issued cards | |
|---|---|
| Единична сума | - |
| На ден | - |
| Сума | 15000 |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | 30000 |
| На година | - |
| Сума | - |
| Total amount of online payments with all issued cards | |
|---|---|
| Единична сума | - |
| На ден | - |
| Сума | 15000 |
| На седмица | - |
| Сума | - |
| На месец | - |
| Сума | 30000 |
| На година | - |
| Сума | - |
- 1. Available on iCard and partner's cash desks
| На ден | На седмица | На месец | На година | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Cashterminal Virtual Card | Единична сума | Сума | Брой | Сума | Брой | Сума | Брой | Сума | Брой |
| Payments in Internet | 5000 | 5000 | - | 15000 | - | 15000 | - | - | - |
| Payments on POS | 10000 | 10000 | 25 | 20000 | - | 20000 | - | - | - |
| Cash withdrawal (ATM and POS) | 400 | 1200 | 5 | 2500 | - | 2500 | - | - | - |
| ATM Deposit | 1500 | 3000 | - | 15000 | - | 15000 | - | - | - |
Cashterminal Virtual Card
| Payments in Internet | |
|---|---|
| Единична сума | 5000 |
| На ден | - |
| Сума | 5000 |
| На седмица | - |
| Сума | 15000 |
| На месец | - |
| Сума | 15000 |
| На година | - |
| Сума | - |
| Payments on POS | |
|---|---|
| Единична сума | 10000 |
| На ден | 25 |
| Сума | 10000 |
| На седмица | - |
| Сума | 20000 |
| На месец | - |
| Сума | 20000 |
| На година | - |
| Сума | - |
| Cash withdrawal (ATM and POS) | |
|---|---|
| Единична сума | 400 |
| На ден | 5 |
| Сума | 1200 |
| На седмица | - |
| Сума | 2500 |
| На месец | - |
| Сума | 2500 |
| На година | - |
| Сума | - |
| ATM Deposit | |
|---|---|
| Единична сума | 1500 |
| На ден | - |
| Сума | 3000 |
| На седмица | - |
| Сума | 15000 |
| На месец | - |
| Сума | 15000 |
| На година | - |
| Сума | - |
| На ден | На седмица | На месец | На година | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Cashterminal Visa Card | Единична сума | Сума | Брой | Сума | Брой | Сума | Брой | Сума | Брой |
| Cash withdrawal (ATM and POS) | 400 | 1200 | 5 | 2500 | - | 2500 | - | - | - |
| Payments on POS | 10000 | 10000 | 25 | 20000 | - | 20000 | - | - | - |
| Payments in Internet | 5000 | 5000 | - | 15000 | - | 15000 | - | - | - |
| ATM Deposit | 1500 | 3000 | - | 15000 | - | 15000 | - | - | - |
Cashterminal Visa Card
| Cash withdrawal (ATM and POS) | |
|---|---|
| Единична сума | 400 |
| На ден | 5 |
| Сума | 1200 |
| На седмица | - |
| Сума | 2500 |
| На месец | - |
| Сума | 2500 |
| На година | - |
| Сума | - |
| Payments on POS | |
|---|---|
| Единична сума | 10000 |
| На ден | 25 |
| Сума | 10000 |
| На седмица | - |
| Сума | 20000 |
| На месец | - |
| Сума | 20000 |
| На година | - |
| Сума | - |
| Payments in Internet | |
|---|---|
| Единична сума | 5000 |
| На ден | - |
| Сума | 5000 |
| На седмица | - |
| Сума | 15000 |
| На месец | - |
| Сума | 15000 |
| На година | - |
| Сума | - |
| ATM Deposit | |
|---|---|
| Единична сума | 1500 |
| На ден | - |
| Сума | 3000 |
| На седмица | - |
| Сума | 15000 |
| На месец | - |
| Сума | 15000 |
| На година | - |
| Сума | - |
- 1. For contactless payments with your card, you will be asked to enter your PIN when you make a single transaction above 50.00 EUR* or you make consecutive PIN-less, contactless purchases exceeding 150.00 EUR* in total, or you make five consecutive contactless purchases, and each of them is below 50.00 EUR*. These rules are required from the card schemes and can’t be personalized. *Or the equivalent in another currency.
- 2. Available on iCard ATM
